Loan Programs
Capital Built for Investors.Not Banks.
Direct lending for fix & flip, new construction, and unique situations. In-house decisions, fast closings, no red tape.
Max LTC
Up to 90%
Loan Terms
6–18 Months
Typical Close
~7 Days
Loan Range
$100K–$5M
Fix & Flip
Acquire. Renovate. Profit.
Short-term bridge loans designed for investors who buy distressed properties, renovate them, and sell for a profit. We fund the acquisition and rehab so you can move fast and maximize your return.
What's Included
- Up to 90% of total project cost (acquisition + rehab)
- Interest-only payments during the loan term
- No prepayment penalty on most loans
- Draws available for renovation funding
- Single-family, multi-family, and mixed-use eligible
- Experience not required for first-time investors
Basic Requirements
- Property must be non-owner occupied
- Exit strategy required (sale or refinance)
- Minimum 620 credit score (exceptions considered)
- Proof of funds for down payment
Max LTC
Up to 85%
Loan Terms
12–24 Months
Typical Close
~7 Days
Loan Range
$250K–$10M
New Construction
Build From the Ground Up.
Ground-up construction and development loans for builders, developers, and investors. We provide flexible draw schedules, fast approvals, and the capital you need to get shovels in the ground.
What's Included
- Up to 85% of total construction cost
- Flexible draw schedule tied to construction milestones
- Interest-only on drawn funds
- Single-family, multi-family, and mixed-use
- Spec homes and pre-sold builds eligible
- Extensions available for project delays
Basic Requirements
- Approved plans and permits required at closing
- Licensed general contractor required
- Minimum 640 credit score preferred
- Demonstrated construction experience preferred
Underwriting
Common Sense
Loan Terms
Flexible
Typical Close
~7 Days
Loan Range
$100K–$10M+
Unique Situations
If the Deal Makes Sense, We Fund It.
Non-QM, bridge, and hard-to-place loans backed by real estate. We evaluate the asset and the deal — not just the borrower's credit profile. If it makes sense, we find a way to fund it.
What's Included
- Bridge loans for time-sensitive acquisitions
- Non-QM loans for self-employed borrowers
- Foreign national lending available
- Portfolio and blanket loans
- Cash-out refinance on investment properties
- Distressed asset and REO purchases
Basic Requirements
- Real estate collateral required
- Clear exit strategy or debt service coverage
- Property appraisal or BPO required
- Non-owner occupied properties only
The Process
How It Works
Submit Your Deal
Tell us about the property, your plan, and what you need. Takes less than 5 minutes.
Same-Day Term Sheet
We review in-house and issue a term sheet the same day — no waiting on committees.
Fast Underwriting
Our team moves quickly. Appraisal, title, and docs processed in parallel.
Close & Fund
Typically funded within 7 days of application. Your deal doesn't wait.
Get Started
Ready to Get Funded?
Submit your deal and get a same-day term sheet.